Using Insurance for Treatment
First Responder Wellness works with most major insurance plans and helps first responders and their families navigate coverage with clarity and discretion.
If you’re unsure what your plan covers, our team can quickly verify your benefits and walk you through your options—so you can focus on getting the right level of care.
Wellness should not be viewed as an added expense. It should be viewed as a cost-control and performance strategy.
In-Network Insurance Plans
First Responder Wellness is in-network with many major providers, including:
Aetna
Anthem
Blue Cross
Blue Shield
BlueCross and BlueShield
Carelon Behavioral Health
Cigna and Evernorth
First Health
Health Net
HMC Healthworks
Holman Group
Humana
Magellan
Managed Health Network (MHN)
MHNet Behavioral Health
MultiPlan
Optum
UnitedHealthcare (UHC | UBH)
*Kaiser plans may be accepted on an out-of-network basis.*
If your insurance provider is not listed, we may still be able to work with your plan. Contact us and our team can confirm this quickly.
What Insurance May Cover
Depending on your plan, insurance may cover:
Residential treatment
Intensive outpatient programming (IOP)
Mental health treatment
Substance use treatment
Medical and clinical services
Coverage varies by provider and policy, but our team will break this down for you in clear, straightforward terms—no guesswork required.
Verify Your Benefits
The fastest way to understand your coverage is to connect with our team.
We will:
- Verify your insurance benefits
- Explain what’s covered
- Outline any out-of-pocket costs
- Help determine the best next step
There is no obligation—just clear information.
Workers Compensation
First Responder Wellness also accepts direct admissions through workers compensation.
For departments and agencies, this allows first responders to access care through approved channels while maintaining alignment with organizational processes.
We work directly with:
Departments
Case managers
Adjusters
to streamline the process and reduce delays in getting care started. Contact us to learn more.
Get Started
Whether you’re calling for yourself, a family member, or someone in your department, we’re here to help you understand your options.
Contact our team today to verify insurance and explore next steps.
Licensed by the State Department of Health Care Services
License/Certification #/ Expiration Date: 300405BP 112/31/2026; 300405CP 6/31/2027; 300405EP 10/31/2027
As required by Assembly Bill 2081, this is a link to the DHCS website that displays all revoked and suspended programs.


